Location: On site at location listed in job posting. 

Key Responsibilities

CRA Exam Management & Regulatory Preparedness:

• Coordinate and manage all aspects of CRA examination, including document and report preparation, risk assessments, tracking of exam-related deliverables, and submission of required reports.
• Serve as an effective liaison with Federal Reserve and other regulatory agencies during CRA examinations and coordinate responses to exam-related inquiries and requests.
• Perform annual CRA Needs Assessment survey, prepare the institution’s performance context, and lead the self-assessment project, working collaboratively with internal associates and stakeholders to gather necessary reports, analyze findings and identify opportunities for improvement.
• Develop and maintain robust records of CRA-related activity for internal audit and exam readiness.
• Draft and deliver comprehensive annual Self-Assessment report that objectively evaluate the bank’s CRA performance and provide actionable insights.
• Proactively monitor regulatory proposals and changes, draft response and implementation plans, and lead their execution across the organization.
• Accurately communicate regulatory updates by proposing revisions to policies, updating procedures/disclosures, and preparing internal bulletins for associate training and awareness.

Tracking and Reporting:

• Oversee the tracking and reporting of all annual CRA-related goals, including Community Benefits Agreement (CBA) objectives, where applicable, and National Community Reinvestment Coalition (NCRC) partnership activities.
• Prepare regular updates and reports for board and executive leadership, summarizing progress and CRA compliance standing.

Mergers & Acquisitions (M&A) Integration:

• Serve as the primary CRA department contact in all M&A initiatives.
• Manage the full lifecycle of CRA involvement during mergers —including integration & conversion meetings, task list management, and ongoing status updates.
• Ensure all regulatory CRA requirements are incorporated into post-merger integration planning and execution.

Collaboration and Team Engagement:

• Facilitate CRA policy education and provide guidance to internal associates at all levels.
• Collaborate with various departments to ensure accurate and timely information flow related to CRA and community investment activities.

Qualifications:

• Bachelor’s degree or equivalent work experience in banking, finance, compliance, or related field.
• Minimum of 10 years’ experience working in regulatory compliance, preferably with 7 years’ focus on CRA.
• Proven project management, organizational, and communication skills.
• Strong ability to interpret and apply regulatory guidance, with demonstrated experience collaborating across diverse associate and client groups.
• Advanced proficiency with regulatory software solutions, Microsoft Office Suite, and compliance management systems.

Preferred Attributes:

• Familiarity with CRA regulations, banking operations, and exam procedures.
• Strong analytical skills, exceptional attention to detail, and demonstrated ability to synthesize complex regulatory information for actionable outcomes.
• Outstanding verbal and written communication skills, with a track record of effective associate guidance and client-focused community engagement.
• Experience with mergers, acquisitions, and bank integrations.

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. 

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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