Truist
Service Finance Underwriting Manager
Boca Raton, FL
Feb 15, 2025
Full-time
Full Job Description

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

3rd Shift - 15% Automatic Pay Differential (United States of America)

Please review the following job description:

The Service Finance Consumer Loan Underwriting Manager is responsible for managing a team of underwriters and serving as the escalation point for complex issues.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Responsible for the review and evaluation of credit transactions within the established criteria and for evaluating considerations to approve credits on an exception basis.
2. Ensure the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness.
3. Ensure consumer lending activities are executed according to Truist’s policies and procedures.
4. Build effective relationships with Risk Management and client managers.
5. Assist in training, development and interpretation of various internal reports.
6. Responsible for all exception approvals.
7. Manages team of consumer loan underwriters, including hiring, training and coaching.
8. Conducts quality reviews of underwriting decisions
9. May complete more complex post system credit adjudication
10. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
11. Acts as a liaison with dealer and other departments within Service Finance

Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. 8 years minimum related experience
2. High school diploma or GED
3. Experience reading and understanding credit report
4. Proficiency with Microsoft Office Suite

Preferred Qualifications:
1. Bachelor’s degree
2. Knowledge of consumer finance
3. Customer service experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

PDN-9e36f09a-00c3-4c9b-befd-784ca21cf168
Job Information
Job Category:
Administrative and Clerical
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Service Finance Underwriting Manager
Truist
Boca Raton, FL
Feb 15, 2025
Full-time
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